It's time to create your Important Documents Folder!
So we’ve all heard it.
Be Prepared!
But our lives are busy and we say “I’ll get around to it” and we just don’t find the time.
Stop delaying and promise me that you will get one thing accomplished this month. Create your families “Important Documents Folder." This is so IMPORTANT!
It doesn't have to be complicated. It's simply a folder with a list of all your important information and copies of important documentation.
I recommend dividing your documents up into categories.
Below is a list to get you started.
Identification
Birth Certificates
Marriage License
Social Security Cards
Passports
Voter Registration
Finances
Copy of recent credit report. You can get a free report every year.
Most Recent Tax Return
Bank Account(s) Information
Financial Portfolio Account(s) Information
Credit Card Account Information
Home Accounts
Mortgage (or rental agreement)
Utility companies and account information
Copy of your home warranty policy if you have one
Copy of homeowners Insurance
Other Account Information
Credit Card Accounts
Student Loans
Vehicle Loans or Leases
Health Information
Vital health information for each family member, including blood type, allergies, conditions
Shot Records
Insurance
Health Insurance
Short- and Long-Term Disability Insurance
Life Insurance
Vehicle Insurance
Pet Insurance
Life Planning
Last Will & Testament
Living Trust
Health Care Power of Attorney
Advanced Directive
Our lives can be disrupted with little or no warning by natural disasters, fires or other catastrophic events. Don’t wait for an emergency to think about being prepared! Just do it!
